A Little Bit of Luck

My dad  jokingly told me today not to count on him winning the lottery and making me rich. Not that I had ever considered that, mind you. He stopped buying lottery tickets after getting numerous calls from “helpful” realtors and financial advisors who had learned, because it’s public record, that some of my stepmom’s stuff was going through probate. He figured the number of calls he’d get if he won a billion dollars would be significantly greater, and managing one’s finances would be, well, perhaps a greater pain than they were worth.

AdobeStock_169417990 [Converted] smI’d actually come to that conclusion myself many years ago. I wouldn’t mind winning a million dollars. That I think I could handle with some good advice. I’d put it all into a retirement account and maybe retire a little early (but not until I got Medicare, so not that early). Yes, I have a plan for winning a million dollars.

However, the plan is somewhat moot, as I don’t buy lottery tickets as a rule. I see it as a waste of money. Now, I might put some money down on one of those football betting boards–I don’t know what they’re called, but they’re the 10×10 ones where you pick what you hope will be the winning score. My odds of winning would be significantly better and it would likely be a friendly wager among friends. Still, I don’t know how much I’d be willing to put down. I’m just not much of a gambler.

There are life-changing events that make it easy to be a better person, and life-changing events that challenge us to a greater degree than perhaps we care to be challenged. Money definitely is one of those things that can change you, whether it’s being a lucky winner (and how you define lucky is up to you) or whether you lose your financial security.

I prefer not to tempt fate with my financial decisions. I’ll stick with my conservative, middle class lifestyle, save money and trust that my investments, such as they are, will pay off. That’s all the gambling I want to do. With a little bit of luck, it’s all I’ll need to do.

Image Credits: Winning Woman © denis vermenko–stock.adobe.com; Million Dollar Winner © lankogal–stock.adobe.com

I’ll Still Accept Gifts…

I wouldn’t want to win the lottery.

Managing all the money would be a burden, a task I’m not prepared to handle. Okay, one million dollars I might figure out. Even two. But start getting higher than that, and I’m out of my depth.

I expressed this thought once to a group of co-workers, and the response was immediate and forceful.

“Oh, I could figure out how to handle it!!”

“I have an uncle who works in a bank. He could help me.”

And there was the  woman who agreed with me, but for a slightly different reason. “I am totally the kind of person someone could take advantage of,” she said.

genieWinning the lottery is as realistic for me as getting three wishes from a genie, another gift I don’t think I would want to be burdened with in this lifetime. The tales of those who are granted those wishes always end badly, a moralistic story of greed and the perils of getting what you dream will make your life worth living.

After all, be careful what you wish for. You just might get it.

I find the greatest pleasure in those items I’ve saved toward buying and perhaps purchased at some sacrifice. Nothing foolish, mind you, but choosing what I really want at the cost of something else.

The day I buy my sofa, I will treasure it. No, I won’t keep it covered in plastic. But my futon, with its lumpy mattress, has served its purpose and then some, and I’ve wanted a new sofa for a very long time. Last year I came this close to getting one. The opportunity to move to a much nicer place came along, and that ate up all my savings.

A genie in a bottle is a nice thought, but that genie doesn’t have your best interests at heart.

My life doesn’t need a free ride to make it better.

Special thanks to my family, all of those who have helped me get back on my feet at a time when I couldn’t do it by myself. Your ongoing support means the world to me. I won the lottery when it came to family.


Image Credits: (Magic Bottle) © Bigstock; (Genie) © Fotolia

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